Home Insurance For Students
In protecting a child’s possessions from theft, loss, and damage as he or she takes off for university, parents are urged to see if their home insurance policies can cover their child’s possessions as they are away from home. Insurance is generally not in the checklist of most parents, but the theft of their child’s possessions can be a problem.
Just recently, students from Kansas University experienced a break-in and two laptops were stolen. Not only was there a violation of the students’ privacy, the theft of the laptops was a blow to the students who needed them for their academics.
All parents should check the contents of their insurance and see if it covers the possessions of their child as they go to their selected universities. If there is none, they can inquire with the home insurance company and ask for additional insurance to protect their child’s possessions.
From My Finances UK:
Top ten items students plan to take to university:
1. Mobile phone (93 per cent)
2. iPod/MP3/MP4 player (74 per cent)
3. Laptop/computer (63 per cent
4. USB/memory stick (63 per cent)
5. Jewellery (49 per cent)
6. Television (47 per cent)
7. Camera (45 per cent)
8. DVD player/recorder (39 per cent)
9. Designer clothes (38 per cent)
10. Hi-fi (34 per cent)
